HMO & Insurance Services
Molab Specialist Hospital is committed to making quality healthcare accessible and affordable. We work with a wide range of Health Maintenance Organizations (HMOs), insurance providers, and government health schemes including the National Health Insurance Scheme (NHIS) to ensure you receive the care you need without financial stress.
Accepted Insurance Partners
NHIS
National Health Insurance Scheme
Hygeia HMO
Comprehensive Health Plans
Avon HMO
Quality Healthcare Access
Reliance HMO
Affordable Healthcare Solutions
AXA Mansard
Health Insurance Plans
Leadway Health
Comprehensive Health Coverage
National Health Insurance Scheme (NHIS)
Government-backed health coverage for all Nigerians
Molab Specialist Hospital is fully accredited under the National Health Insurance Scheme (NHIS). We provide quality healthcare services to NHIS enrollees, ensuring you and your family receive the medical attention you need without worrying about out-of-pocket expenses.
How It Works
Choose Your Plan
Select from various HMO and insurance plans that best suit your healthcare needs and budget.
Present Your Card
Bring your valid HMO/NHIS identification card to your appointment or hospital visit.
Receive Quality Care
Access comprehensive medical services from our specialist doctors with minimal or no out-of-pocket costs.
We Handle Claims
Our team processes all insurance claims, so you don't have to worry about paperwork or reimbursement.
Benefits of Using HMO & Insurance at Molab
Reduced Costs
Significantly lower out-of-pocket expenses for consultations, tests, and treatments.
Access to Specialists
Direct access to our team of specialist doctors across various departments.
Comprehensive Coverage
Coverage for consultations, diagnostic tests, medications, surgeries, and hospital stays.
Family Coverage
Extend coverage to your spouse, children, and dependents under NHIS family plans.
Emergency Services
24/7 emergency care coverage for urgent medical needs and hospital admissions.
No Hidden Fees
Transparent billing with no surprise charges. We clearly communicate all covered services.
Frequently Asked Questions
The National Health Insurance Scheme (NHIS) is a government-backed health insurance program that provides financial protection against the cost of healthcare for Nigerians. To enroll, you register with an accredited HMO, pay premiums (often through employer contributions), and receive a health card that gives you access to covered medical services at accredited hospitals like Molab Specialist Hospital.
We accept all major HMOs including Hygeia HMO, Avon HMO, Reliance HMO, AXA Mansard, Leadway Health, and many more. We are also fully accredited under the National Health Insurance Scheme (NHIS). Please present your valid HMO identification card at reception for verification and service access.
- Consultations with specialist doctors
- Diagnostic tests and laboratory services
- Prescription medications (within NHIS formulary)
- Hospital admissions and in-patient care
- Surgical procedures (covered under NHIS guidelines)
- Antenatal care and delivery services
- Emergency care services
- Health education and preventive care
Yes, emergency services are covered under NHIS and most HMO plans. In case of a medical emergency, bring your valid HMO/NHIS identification card to our emergency department. Our team will verify your coverage and ensure you receive immediate care. We also have a 24/7 emergency hotline for urgent medical assistance.
To register for NHIS:
- Visit our hospital reception or admissions office
- Request NHIS enrollment assistance
- Complete the NHIS registration form
- Provide required documentation (birth certificate, passport photo, etc.)
- Make the initial payment (where applicable)
- Receive your NHIS identification card
- Start accessing healthcare services at Molab Specialist Hospital
We provide affordable healthcare options for patients without health insurance. You can still access our services at competitive rates. Our staff can also assist you with information on NHIS enrollment and HMO plans that may suit your needs. We believe everyone deserves access to quality healthcare, and we work with patients to find suitable payment arrangements.
Need Help with Your HMO or NHIS?
Our friendly staff is here to assist you with HMO verification, NHIS enrollment, insurance claims, and any questions you may have about your health coverage.

